Expertise in arranging
Commercial
Mortgages
We have many years of experience in advising on commercial mortgages, specialising in all types of finance for business and individual investment
Whether you are looking for commercial mortgages to buy a commercial property or looking to buy a business; we have the expertise and knowledge to guide you though the most complicated commercial finance transactions. As well as the contacts we have with high street lenders, we have relationships with specialist lenders that ensure we can provide the best possible terms.
- Hotels and guesthouses
- Care homes and nursing homes
- Child Day Nurseries
- Caravan and holiday parks
- Shops
- Warehouses and industrial units
- Offices
Commercial mortgages:
Our advice process
Step 1: We listen
It’s important for us (and you) to take the time to get to know each other and to make sure we understand what you would like to achieve. It’s a cliche, but no two people are the same. And we want to make sure our advice and service is tailored to you.
Step 2: Our initial thoughts
After that, we’ll provide you with some details. Things like how much we think you can borrow and what kind of loan to value a commercial mortgage lender will be prepared to offer you.
Step 3: We search the market
We’ll then move on to search the market for you. In addition to negotiating you the best rate, we’ll take into account other things like lender service levels. As well as using our unique knowledge of the commercial mortgage market to ensure we place you with the most appropriate lender. It’s all part of having an expert on your side. We can even arrange an Agreement in Principal for you with a lender so you know exactly how much you can borrow.
Step 4: Completion
We finalise your commercial mortgage and you can be confident that we’ve arranged the most suitable funding for you.
Making it easy
Our mortgage advice process
Step 1: We listen
It’s important for us (and you) to take the time to get to know each other and to make sure we understand what you would like to achieve. It’s a cliche, but no two people are the same. And we want to make sure our advice and service is tailored to you.
Step 2: We provide our initial thoughts
After that, we’ll provide you with some details. Things like how much we think you can borrow and what kind of a mortgage deposit you’ll need to buy that dream home. We’ll also suggest the best type of mortgage for you, looking at fixed and variable rates.
Step 3: We search the market for you
We’ll then move on to search the market for you. In addition to finding you the best rate, we’ll take into account other things like lender service levels and affordability calculations. It’s all part of having an expert on your side. We can even arrange an Agreement in Principal for you with a lender so you know exactly how much you can borrow.
Step 4: Completion
We finalise your mortgage and you move in. Alas, we can’t guarantee the moving experience will be easy, but at least you are safe in the knowledge that you have the most appropriate finance for you.
Please note that commercial mortgages are Non-Regulated products and not regulated by the Financial Conduct Authority. Therefore the protection afforded to Regulated products does not apply. If you unsure what this means, we can tell you.
Commercial Mortgages
Case Study
Case Summary
Our applicant had a UK Ltd Company but a third of the business was owned through an Offshore Trust which meant most lenders didn’t wish to lend. He specialised in warehouses and was building a portfolio of high yielding assets, but needed to obtain funding to take the business to the next level.
Our Solution
We secured him finance at 75% LTV on an exceptionally competitive fixed rate, to allow him to buy new assets and re-finance his existing portfolio.
The numbers
Mortgage Calculators
Our useful mortgage calculators can help you work out the key numbers without any hard questions.
