We are


Independent mortgage broker

Summit Capital Mortgages

We are a leading independent mortgage broker in London and the South East. We specialise in large mortgage loans for residential property, buy to let property, residential developments and commercial property. In addition to high street lenders, we have comprehensive links with private banks, boutique lenders and offshore banks. All of these lenders have an appetite for larger, more complex mortgages. Working with these financial institutions we are dedicated to finding our clients the best possible mortgage interest rates available and a product that is most suited to their needs.

As an independent mortgage broker we have access to the whole mortgage market

As an independent mortgage broker, we search across the entire mortgage market to find the right mortgage for each and every one of our clients. This means:

Mortgage lenders
Years of Experience

Our services


Residential mortgages

If you’ve found your dream property, we can help find the right finance.

Large mortgages

We specialise in arranging mortgages for clients to borrow over £1 million.

Private bank mortgages

Our relationships allow us to arrange these mortgages for clients.

Remortgage Advice

If it’s time for a new deal, then we can help you find the most appropriate one.

First time buyers

If you’re starting out, we can help make sure you get it right, first time.

Buy to let mortgages

We can help you make the most of your property investment.

Self-employed mortgages

We know which lenders will listen to your often unique circumstances.

Professional mortgages

If you’re a professional you may need specific advice on the right mortgage.

Mortgages for contractors

We work with you to understand income flow and the lenders to talk to.

Honest and helpful advice, with a real hands on service. They make the whole experience really easy to digest and the outcomes are always first-class.

Our services

Specialist Property Finance

Bridging finance

Ideal for when you need short-term funding secured against a property.

Development finance

Finance for when you are building a home or creating an investment.

Equity Release

Helping you access the equity in your home and turn it into cash.

Lombard Loans

Borrowing against deposit assets to a percentage of market value.

Commercial finance

We can help you secure funding on commericial properties.

Our services


Insurance products are essential. They help you to protect your home, belongings, income, health and family. We can advise you on all the products you need from across the market.

mortgage advice calculators

The numbers

Mortgage Calculators

Our useful mortgage calculators can help you work out the key numbers without any hard questions.

Let’s talk

Contact us

To discuss your mortgage and protection requirements with one of our fully qualified professional advisers, please just get in touch.